Our guild reached Guild Level 5 just recently [we'll hit 6 today] and as a result we got Cash Flow which as the tool tip states means “Each time you loot money from an enemy, an extra 5% money is generated and deposited directly into your guild bank”. That has already yielded several concerns.
“The guild is taking my money!”
If you read the tool tip, you’ll see that it’s not taking your money, but creating 5% MORE money… money you wouldn’t see if the guild didn’t have cash flow. So it’s only creating extra, not taking a single copper away from you.
“The guild money doesn’t do me any good”
Well… I can’t speak for every guild. I know our guild allows a small amount of repairs, and the money accumulating will fund Tab 8 when we get to it. Our stockpile already funded Tab 7. In addition, it requires guild money to purchase guild heirlooms it seems for guild use as well as various other perks. Some of those may be restricted in other guilds, but to a degree if it doesn’t benefit you, you’re lying and/or not able to see what it’s doing or you aren’t participating. In addition, guild funds and the bank can be used to stockpile resources for crafting gear and so on and so forth. Also, if you’re brand new to a guild – you can’t expect all the perks all at once. Give it a little time and contribute yourself It is noticed when you do.
“But why can’t I just have a loan/be given the money for epic flight?”
Some guilds may lend money. Thus far, our guild has chosen not to do so. Because if we fund one person’s epic flight, why wouldn’t everyone else expect us to fund theirs? And considering that my hubby went from 200g to 1600g in one day of dailies, money is not hard to come by. If you want it badly enough, you can easily grind it in a few days. I’ve funded epic flight by my own funds on 11 toons. It’s not that difficult even with a small amount of playtime.
Has guild level five caused any of these or similar issues in your guilds?